
	Securing financing is just one part of a home purchase. Premiere Real Estate is experienced at assisting both new and experienced buyers alike in all areas of real estate. Contact us if your needs include a professional REALTOR^® experienced at the business side of real estate.

Let Premiere Real Estate assist you in financing your new home.

Feeling lots of anxiety over getting financing for a home purchase? You don't have to be. I've got great connections to many lenders in Bowie, and they've helped me realize some things that can make the process of applying for a loan uncomplicated.

1 – Make a list of questions about your loan program

If you find that you do not fully realize the advantages and disadvantages of the different programs, make sure to bring a list of questions with you. I or one of my lender contacts will assist you with understanding the advantages and disadvantages of each one, because it is a challenge to know the characteristics of fixed and adjustable rate mortgages.

2 – Decide when to lock

When you lock in a rate, it designates that the mortgage lender commits to the interest rates for the loan – ordinarily at the time the loan application is received. By floating the rate, you can lock the rate at any time between application and issuance of closing documents. Buyers who opt to float presume interest rates will dip in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Decide if you want to pay additional points to decrease your interest rate

Usually you can opt to pay additional points to lower the rate of your loan. Every point is 1 percent of the loan and is payable in cash at closing. To determine if you should buy points, click here to use our points calculator.

4 – Compile your paperwork

Getting a loan requires a lot of paperwork, so you should spend some time getting all your documents together. Click here to see typical information that goes on a loan application.

Looking to Buy?

Are you looking to buy a house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.

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